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Bakery-Style Fluffy Banana Chocolate Chip Muffins: The Ultimate Moist & Tall Muffin Recipe

Close-up of fluffy banana chocolate chip muffins, one cut in half showing the moist interior and chocolate chips.

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Bake the fluffiest, most delicious Banana Chocolate Chip Muffins you have ever tasted. This simple, one-bowl recipe uses overripe bananas to create moist, bakery-quality muffins with tall, golden domes.

Ingredients

Scale
  • 1 3/4 cups all-purpose flour
  • 1 teaspoon baking soda
  • 1/2 teaspoon baking powder
  • 1/2 teaspoon salt
  • 1 teaspoon ground cinnamon
  • 1/2 cup (1 stick) unsalted butter, melted and slightly cooled
  • 3/4 cup packed light brown sugar
  • 1/4 cup granulated sugar
  • 2 large eggs, room temperature
  • 1 teaspoon vanilla extract
  • 1 cup mashed very ripe bananas (about 3 large bananas)
  • 1/4 cup milk (whole or 2%)
  • 1 cup semi-sweet chocolate chips, plus extra for topping

Instructions

  1. Preheat your oven to 400°F (200°C). Line a 12-cup muffin tin with paper liners or grease well. For extra tall tops, place the tin in the oven while it preheats.
  2. In a medium bowl, whisk together the flour, baking soda, baking powder, salt, and cinnamon. Set aside.
  3. In a large bowl, whisk together the melted butter, brown sugar, and granulated sugar until combined.
  4. Whisk in the eggs one at a time until fully incorporated. Stir in the vanilla extract.
  5. Mix in the mashed bananas and milk until just combined. Do not overmix.
  6. Gently fold the dry ingredients into the wet ingredients using a spatula. Mix only until no streaks of flour remain. Overmixing develops gluten and results in tough muffins.
  7. Fold in the chocolate chips.
  8. Fill the muffin cups nearly to the top, about 3/4 full. Sprinkle a few extra chocolate chips on top of each batter mound.
  9. Place the muffin tin into the hot oven. Immediately reduce the oven temperature to 375°F (190°C). This initial high heat helps create the tall dome.
  10. Bake for 18 to 22 minutes, or until a toothpick inserted into the center comes out clean.
  11. Let the muffins cool in the tin for 5 minutes before transferring them to a wire rack to cool completely.

Notes

  • Use bananas that are heavily spotted or almost black for the best flavor and moisture.
  • For the tallest domes, ensure your oven is fully preheated before you start, and remember to drop the temperature right after placing the muffins inside.
  • To make this recipe kid-friendly, use mini chocolate chips, as they distribute better throughout the batter.
  • This is a one-bowl recipe for the wet ingredients, making cleanup simple.

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